April & October
2004
Beyond Basic Skills Trainer Paul Webb
OCDCA would like to thank Paul D. Webb and the Trainers Guild for providing us with this information.
Writing Skills
Check out Elements of Style, by William Strunk Jr., anytime you have a question about grammar.
Elements of Style is an easy way to look up paragraph formatting, quotation usage, and even the correct way to cite reference materials.
Elements of Style | External Link
Davis-Bacon
Davis-Bacon Requirements
The Davis Bacon Requirements lay out what is needed from contractors of projects which are assisted by HUD.
Davis-Bacon Requirements PDF | Internal Link
Davis-Bacon Wage Rates
A notice for minimum wage and overtime rates for employees of Federal or Federally-financed construction projects. The form comes from the Department of Labor.
Minimum Wage Form PDF | Internal Link
Learn how Davis-Bacon prevailing wage rates are determined.
Wage Rates PDF | Internal Link
These are the present policies of the Wage and Hour Division with regard to wage determination for "projects similar to the contract work."
Wage Rates PDF | Internal Link
This is a form for a request of wage determination and a response to the request.
Request Form for Wage Determination PDF | Internal Link
The U.S. Department of Labor uses this form to determine the locally prevailing wage rates as set forth by the Davis Bacon Act. You can fill out this form and send it in to figure out wages for your projects.
Contractor's Wage Rates Form PDF | Internal Link
Federal Home Loan Banks (FHLB)
You can learn about the Federal Home Loan Bank system with examples from the FHLB of Cincinnati's Welcome Home and Affordable Housing Programs. Below are several Internal Links which you can use to educate yourself about each program.
Home Page for Affordable Housing Program | Coming Soon
AHP District Eligibility Requirements PDF | Internal Link
AHP Scoring Criteria PDF | Internal Link
AHP Thresholds/Minimum Eligibility Standards PDF | Internal Link
Owner Occupied Retention Language for Warranty Deeds PDF | Internal Link
Welcome Home Definitions PDF | Internal Link
Welcome Home FAQ PDF | Internal Link
Welcome Home Income Limits PDF | Internal Link
What You Need to Know About Welcome Home PDF | Internal Link
Funding, Request, and Certification for Welcome Home PDF | Internal Link
Learn about a successful Federal Home Loan Bank in Bloomsdale, MO. Along with member information and tools provided by the bank, this PowerPoint offers explanations for Community Investment and other programs, banking terms, and information on AHP Grants.
FHLB Bloomsdale Power Point Presentation | Internal Link
This is another source for FHLB information as well as a description of the many programs the city of Pittsburgh has in place.
FHLB Pittsburgh PDF | Internal Link
Ohio Housing Finance Agency (OHFA)
OHFA has just posted their most recent version of the Housing Development Assistance Program (HDAP) guidelines.
2004 HDAP Guidelines Word Document | Internal Link
This Power Point presentation discusses single-family residential projects, mobile homes, lands trusts, and funding limits with regard to HDAP guidelines.
HDAP Power Point Presentation | Internal Link
Each county in Ohio has different costs per unit of housing, depending on the size of the house. This Excel spreadsheet lays out the latest information as set forth by HUD.
Cost Per Unit Excel Spreadsheet | Internal Link
Many amendments were made to the HDAP guidelines before OHFA presented the completed document in 2004. One specific issue that concerned individuals as the April Beyond Basic Skills Training had to do with a 15-year lease project. Homebuyers who do not need or want the additional affordability subsidy now have more options. We have provided the amendment in a Word document below.
15-year Amendment Word Document | Internal Link
This spreadsheet shows the common deficiencies encountered in HDAP applications; items listed are either missing, inadequate, inaccurate, or inconsistent.
HDAP Deficiencies Excel Spreadsheet | Internal Link
A convenient receipt to print and fill out for HDAP
Receipt for HDAP Project Word Document | Internal Link
Take a look at an example of a waiver written by Barbara Conover-Webb.
Pontalba Apartments Waiver Word Document | Internal Link
Another waiver written by Barbara Conover-Webb.
Verity Mutual Self-Help Waiver Word Document | Internal Link
Other Documents and Worksheets from the Trainers Guild
Read about funding, elibile applicants, eligible and ineligible activities, and important dates for the Community Development Assistance Program (CDAP)
CDAP PDF | Internal Link
CDAP Section 1 General Application Information Link | External Link
Read a speech given by Jim Pecht, Accessibility Specialist/Librarian, Office of Technical and Information Services, U.S. Access Board. The title of his speech is "Demystifying the Federal Accessibility Requirements: ADDAG, UFAS, Fair Housing, etc."
Federal Accessibility Requirements Link | External Link
This is a thorough document containing general terms and requirements having to do with Uniform Federal Accessibility Standards (UFAS)
UFAS Link | Coming Soon
For the best ways to apply UFAS, take a look at this document. It also goes over differences between UFAS and the Americans with Disabilities Act Accessibility Guidelines (ADAAG).
Applying UFAS Link | Coming Soon
A complete online glossary of computer terms is a quick and easy way to become computer savvy.
Glossary of Computer Terms Link | Coming Soon
Determine where to begin when it comes to getting a loan. This Excel workbook includes four sections: sources and uses, affordability analysis, cash flow chart, and phase funding.
Loan Request Home Ownership Project Excel Spreadsheet | Internal Link
You can calculate debt capacity, loan values, net operating income, cash flow and many other variables with this spreadsheet created by the Trainers Guild.
MultiFamily Excel Spreadsheet | Internal Link
Tax Credits
Take a look at this Tax Credit Glossary of Terms
Tax Credit Terms Link | External Link
See sample tax credit project from the Trainers Guild. It "calculates eligible basis and estimate equity."
Tax Credits 101 Excel Spreadsheet | Internal Link
Use the Low Income Housing Tax Credit for rural rental projects. This is a great guide for nonprofits.
Tax Credit for Rural Projects Link | External Link
Read about loans for housing development projects.
New Market Tax Credits PDF | Internal Link
See an Excel spreadsheet explaining cash flow.
Samples with Cash flow Excel Spreadsheet | Internal Link
Sample list of Due Diligence documents required at syndication closing.
Due Diligence Documents Link | External Link
Other Text Documents
Income Debt Ratio is the percentage of monthly income used to make payments on debts. this document tells you how to calculate the ration.
Income Debt Ratio Word Document | Internal Link
Does your organization lack a policy for conflict management and dispute resolution? Paul Webb has drawn up an easy-to-follow guideline for developing such a policy.
Conflict Management/Dispute Resolution Word Document | Internal Link
Take a look at some of the communities throughout America that have developed Blue Ribbon Practice in their areas. Each city has a goal and strategies to achieve it.
Baton Rouge Word Document | Internal Link
Scranton | Internal Link
List of housing terms.
Glossary of Housing Terms Word Document | Internal Link
Learn how to calculate your debt capacity with this worksheet.
Calculating Debt Capacity Word Documents | Internal Link
This is a workshet where you can practice computing interest rates and mortgage amounts.
Homebuyer Worksheet Word Document | Internal Link
Learn about the various job descriptions for the HUD Team
Planning and Housing Development Consultants Word Document | Coming Soon
Use this sample request form for Phase I funding for your organization.
Request form for Phase I Funding Word Document | Coming Soon
The Official Website of the Trainers Guild
From this site you can access many tools, worksheets, and links having to do with the Beyond Basic Skills Training. Several of these links are listed below for quick reference.
Trainers Guild Courses | External Link
Trainers Guild Contacts | External Link
Worksheets | External Link
Links from the Trainers Guild Site | External Link
Computer Privacy/Internet Security | External Link
Trainers Guild Members | External Link
This section is currently being updated. Please check back soon!
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