Apply for the Homeownership IDA Program

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Program Information

Funded through the Ohio Housing Trust Fund, the homeownership and home repair individual development account (IDA) program supports low- and moderate-income individuals in purchasing or maintaining a home. 

Eligible individuals with earned income at or below 80% of the area median income deposit a portion of their earnings into an IDA savings account. While saving, participants participate in financial education to help them maintain their savings behavior even after the program is complete. When they reach their goal, the savings is matched and can be used toward a down payment or a qualified home repair. The savings match is 8:1; so for every $1 saved, the participant receives an $8 match. 

Ohio CDC Association member organizations administer this program within their own service areas and may include additional requirements for program participants. A current list of subsites is below. 
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For more information, please contact the subsites below. ​Don't see a site for your area? Check out IDA Resources to locate a project near you, or contact any non-profit organization like your local community development corporation or community action agency and ask them to start an IDA program through the Ohio CDC Association. Just have them contact us if they want more information!

List of Current Partner Sites

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Asian Services in Action (ASIA)
Service Area: Ashland, Ashtabula, Cuyahoga, Geauga, Holmes, Lake, Lorain, Mahoning, Medina, Portage, Stark, Summit, Tuscarawas, Trumbull, and Wayne Counties
Types of Assets Offered: Homeownership
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Ethiopian Tewahedo Social Services (ETSS)
Service Area: Franklin County
Types of Assets Offered: Homeownership

Greater Dayton Premier Management
Service Area: Montgomery County
Types of Assets Offered: Homeownership, Home Repair
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Habitat for Humanity of Mid-Ohio
Service Area: Franklin and Licking Counties
Types of Assets Offered: Homeownership, Home Repair

Medina Metropolitan Housing Authority
Service Area: Medina County
Types of Assets Offered: Homeownership and Home Repair
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SELF
Service Area: Butler County
Types of Assets Offered: Homeownership, Home Repair